Business

Working Moms – 5 Tips for Balancing the Pressures of Work & Family

July 18, 2018 by Painter Mommy Leave a Comment

Balancing your work life with being a mom can be overwhelming at best, and sometimes it can seem like there aren’t enough hours in the day to get everything done. However, being a great mother while holding down a job is possible – countless moms have done it before, and you can too. Here are 5 tips to reduce stress on yourself and make your life as a working mom easier:

Photo by Jurien Huggins on Unsplash

Investing In Proper Childcare

One of the most significant concerns of every mother is the safety of their children. Establishing a good childcare system comprising nannies, babysitters, and child care centres will help to ease the tension. Opt for daycare centres that are closer to your home or office, which will make it easier for you or your partner to rush there in case of any problems. Do your research thoroughly and choose a centre that is highly recommended by other parents, has employees with the necessary training and certifications, offers flexible hours, and is equipped with proper medical facilities.

Communicate With Your Employer

Many working mothers are scared to have an open discussion with their employers, with fear of ridicule, rejection, or losing their job stopping them from openly communicating their issues. However, to expertly manage both work and home pressures, it’s imperative to have an open channel of communication with your higher-ups. Many a time, the mother is the primary contact for nannies and daycare centres to call in case of emergencies, which means you may have to leave the office at a moment’s notice. Or, you may have to work from home or skip a day because your child has fallen ill suddenly. Talking about these issues with your employer is essential. Assure them that you will make up for the lost hours by either working during lunchtime or on weekends.

Tech For Good

We are living in a highly connected world where everything has gone digital. Take full advantage of all the technology available at our disposal. Ordering groceries online, getting food delivered, and using doorstep laundry services will free up your time for other pressing family issues. There are also numerous mobile apps that you can use to arrange babysitting services and even book doctor’s appointments.

Plan Beforehand

Sorting tasks for the next day after a tiring shift at work can be arduous, but taking that extra 20 minutes every night to organize your child’s clothing, plan meals, and schedule tasks and appointments for the next day can help ease up your mornings. This will ensure that you’re not hurried and frustrated when you step out to face the day.

Don’t Feel Guilty

Mother’s guilt is a universal phenomenon. Trying to adhere to antiquated societal expectations of how a mother should behave can invoke a sense of guilt in many women, who are often torn between wanting to spend more time with their kids and work commitments. Don’t give in to the pressure, and think about the positives of being a working mother. It makes you financially independent and boosts your family income while giving your kids a strong role model to look up to. Moreover, your children will always be your priority, and that knowledge itself should free you from any guilt.

Being a working mother is not easy, and now and then you may need to take a break to recuperate and rejuvenate. Most importantly, don’t forget to give yourself a pat on the back for making a tough job look effortless.

Home Grown – 5 Secrets to Building a Successful Home Business

June 4, 2018 by Painter Mommy Leave a Comment

Advances in technology have had profound impacts on virtually every aspect of our lives. The advent of the internet, e-commerce, cloud computing and numerous other developments has opened doors for enterprising people from all walks of life to explore new opportunities that would have been unthinkable even a generation ago. For modern women, the changes have been revolutionary. Traditionally faced with the options of family, career or struggling to juggle both, technology is facilitating a new breed of female entrepreneurs building successful businesses from their own homes. The benefits in terms of work-life balance can be extreme. However, operating a home business has its own set of challenges. Here are a few secrets to making it work:

Photo by Bench Accounting on Unsplash

The Right Impression

As convenient as it may be, working out of your garage or basement may not instill great confidence in potential clients or partners. It’s crucial to use the resources available to create an impression of stability and professionalism. Simple strategies like building an impressive website, utilizing a virtual office to present a prominent address, hold meetings and other business support services, developing stunning, eye-catching branding a logo are all strategies that can give you instant credibility.

Right on Time

One of the most lethal threats to any home business is the presence of distractions that eke away at your productivity. The TV is within easy reach; the laundry isn’t going to do itself, and dinner still needs to be cooked. There might be any number of potential excuses to stray from your desk and attend to that one task that you need to do. Make no mistake, your ability to resist these temptations can be the difference between success and failure. Block out designated work times and stick to them like glue while blocking all those other things out so you can maintain productivity.

Space Invaders

In addition to protecting your time, it’s crucial to create a space that is comfortable, positive and conducive to working efficiently. Choose a quiet, relatively out of the way part of the house to establish your base and ensure that the furniture, equipment and décor are appropriate to for your needs. A well-designed workspace can help you bring a professional approach and attitude with you every time you start to work.

Out and About

Notwithstanding all the above, being in the same place all day every day for both work and family commitments can drive any girl a little stir crazy. Sometimes a change of scenery is the perfect way to rediscover your focus. Most coffee shops have wireless internet these days, so grab your computer and head down there to work while sipping a latte. Wherever possible arrange business meetings to be held face to face at a 3^rd location. Getting out of the house now and then can help refresh your mind, stay focused and contribute to better output over the long-term.

Digital Dreaming

A great idea or product will not be enough if people don’t know about it. Fortunately, online marketing techniques can be incredibly effective in presenting your business to a wide, yet targeted audience. A well thought out social media presence that communicates your core values, SEO and search marketing campaigns can all drive traffic to your website and potential clients to your door without the exorbitant costs of traditional marketing techniques.

Few things can be as satisfying as building a successful business. With all the resources at your disposal, you too can join the legion of moms doing amazing things in the business world from the comfort of their homes.

Key Ways To Help Reduce Your Risk Of Bankruptcy In Business – Law Office of Ronald D. Weiss

February 7, 2018 by Painter Mommy Leave a Comment

Bankruptcy in business is a topic that isn’t often discussed by businesses, primarily because this is something that should be avoided. Unfortunately, this doesn’t mean that the threat to bankruptcy in a company isn’t removed. It’s important to be able to understand how bankruptcy is a real threat to a business so more measures can be undertaken to avoid it. Below are some key ways to help reduce your risk of bankruptcy in business.

Knowing how these tips could work to help you reduce your risks of bankruptcy will be able to allow to set up proper plans to secure the financial future of your company. Understanding bankruptcy may not be the easiest thing to do, but it can be an efficient way to ensure there is some degree of preparation on your end for all eventualities.

According to Intuit’s Quickbooks, risk of bankruptcy in business is always present in whatever kind of industry you choose to be in and in whatever form your business takes. There’s no sure way to stay in the market forever, which means you have to be constantly on the move to make sure your assets and resources are placed and utilized correctly in order to avoid chances of bankruptcy. Below are some key ways to help reduce your risk of bankruptcy in business.

Get Alternative Revenue

One of the biggest reasons businesses have to file for bankruptcy is because the revenue generated out of the business isn’t enough to support its operations. Without the appropriate capital, businesses have to resort to debt and, given the lack of capital in the first place, the cycle can continue into a deadly spiral. However, this doesn’t mean having to resort to debt or lacking a bit of capital so low sales expectations mean having to close down immediately. You might be in need for alternative revenue.

When you say “alternative,” you can actually borrow the money from investors or ask them to step up for now and help you finance some aspects of the company’s operations. Their contribution can help ensure you can get the business back on track as you just need that push to help it regain its stability.
You can also start assessing the kind of sales, budget, savings, and deficits your business is earning in order to check which areas are lacking in terms of performance. This is especially important when you look at your expenses as you can see which areas of the business are you spending money on that don’t necessarily matter for now. For instance, are you insured in areas of the business you don’t currently need, or do you have subscription services you’re subscribed to but don’t use? These might be removed for now in order to save money.

Get Managerial Changes

Sometimes, when you’re seeing a problem in your business, it might be a sign that you have to change leadership roles in-house. Humans are creatures of habit, and sometimes ideas fail to spark and appear because your staff have gotten used to a certain protocol that don’t necessarily help in the long run. Gather your teams’ managers together and assess the kind of problem you have and what can be changed in the management’s outlook in order to get more positive changes in the long run.

These changes can simply be about how management runs things overall, but if you think the kind of push needed is by switching around managerial roles, this might greatly help in the future stability of your company in the long run.

Get A Consultant

When a problem is being tackled, normally things are kept in-house. After all, a company has got to be able to solve its own affairs, right? When it comes to finances, however, sometimes a little shift in perspective counts. If you think you’re having a bit of trouble managing your company’s finances, perhaps hiring a financial consultant can help make the kind of positive change you want in the company.

Try to get someone who has training in “revitalizing” companies within your industry. This allows you to get a fresh take on the issues you’re having as an outsider can get a better look at your company from an outside angle. Solutions your consultant may present don’t even necessarily require you to replace your staff.

Conclusion

Bankruptcy in business is something you have to avoid, but it’s a reality of business that has to be accepted. At one point or another, a business’s overall financial status will be too low to make a recovery, and bankruptcy can be an option. Understanding this reality can be the best way for anyone to work on a turnaround to be able to turn the tide and avoid bankruptcy altogether. This means knowing what goes on in business bankruptcy is perhaps the smartest approach in terms of finding ways to avoid it.

However, do remember that the ideas stated above shouldn’t be taken as legal or financial advice. It’s better to consult a legal and financial professional as they have the training necessary to answer your concerns on the subject matter.

Guest Post Author:

Monika Hall is a businesswoman and has been a law writer for the past 12 years. She is currently writing a new law piece and hopes to impart her knowledge to others in her writing. Monika is forever a creative spirit. She always expresses herself with creative pieces such as poetry whenever she has the time.

Self Employed Tradesman Insurance

October 10, 2017 by Painter Mommy 1 Comment

Self-employed tradesman insurance provides valuable cover for tradesmen and subcontractors. Roofers, plumbers, electricians, bricklayers, and other tradesmen have to work with their hands. You use power tools and heavy equipment. The risk of injury to self, others, and property damage is always there. There is also a chance that the work you do may lead to injury and damages after completion. Basically, there is always a chance that you may have to face liabilities arising out of one situation or another. Self-employed tradesman insurance helps you meet the costs arising from such liabilities.

Such a policy makes eminent sense, because unlike tradesmen employed by others, you do not have an employer taking care of the business’s insurance needs.

If you have to face a claim and you don’t have the backing of an employer, then you may have to do a bit of running around. With a policy in place, you have trusted people that you can consult and take appropriate steps. This is a huge benefit of self-employed insurance for tradesmen. You could be staring at a claim or multiple claims when you least expect it; if you have to pay from your own pockets then it could derail business growth, stress your resources, and also affect your personal life.

A well-rounded self-employed tradesman insurance policy is your ticket to a stress-free work life.

Look for a policy that offers the following types of cover –

Public liability insurance – This insurance is the bedrock of any tradesman insurance policy. It protects against claims made by customers and third parties for injuries and property damage. At the very least, you should aim for £1 million public liability cover. Your insurance company can raise this limit depending upon your needs. You can learn more about public liability insurance at Tradesman Saver if it’s something you know you need.
Financial loss – Insurance providers offer financial loss cover as a free adjunct to public liability insurance. It is a very useful cover to have. It protects you from costs arising from claims made for financial loss that does not arise from injuries or property damage. It is not difficult to visualize scenarios in your trade where such claims may be made against you.
Products liability – This is another cover that your insurance provider may offer free, along with public liability insurance. It comes in handy if the product you make or supply leads to personal injury or property damage. While this insurance is not a legal requirement, the insurance offers protection against a barrage of claims should an entire batch or more of products turn out faulty.
Legal expenses – This is a valuable cover to have. It gives you the ability to take legal action and face legal action without worrying about costs. This cover is meant for legal costs arising out of situations apart from injuries and damage. It covers employment disputes, property matters, tax litigations, VAT appeals, compliance issues, etc. The cover also allows you avail expert legal advice and run your business smoothly.
Employer’s liability – Employer’s liability is a legal requirement. It is invariably sold separately and not available as a free add-on. Employer’s liability works out cheaper when you purchase it bundled with other covers. This cover protects you from claims raised by staff injured in the line of duty.
Tools and equipment liability – Your tools and equipment are essential for your work. Regardless of whether you are a gardener, driver, or window cleaner, your tools enable you to earn a living. Tools and equipment cover for the self-employed tradesman extends to theft and damage. With this cover in place, you do not have to worry about paying for equipment from your own pocket.
Contractors all risks – As the name suggests, this is a comprehensive insurance for contractors. If your self-employed tradesman business involves accepting contracts then this cover is a useful one because of its scope. With this cover, you are insured for tools, construction site, temporary structures and hired-in property.
Business contents – This insurance covers expenses related to business contents, such as desks, furniture, fax systems, IT hardware, and software. As a self-employed tradesman, you depend on these things to stay in touch with clients, meet regulatory obligations, and ensure that you finish projects on time. Without business contents insurance, you could be looking at immediate and stiff out-of-pocket expenses.

3 Reasons Working Moms Need an MBA

November 24, 2014 by Painter Mommy Leave a Comment

There are plenty of obstacles that prevent working mothers from starting their MBA, let alone completing it. It’s because of these pre-conceived notions that many women who strive to improve their career options won’t begin to look at their opportunities. How can one complete an advanced degree all while trying to balance work, family, and life obligations?

Although it may sound difficult, obtaining an MBA online, no GMAT required, from an accredited online school like Marylhurst University is easy. It creates options that allow working mothers to focus on what’s most important in life: their families. For those considering taking the plunge, here are the top three reasons working mums should consider obtaining their MBA today.

An MBA Shatters the Glass Ceiling

The executive suite in any corporation can look more like an old country club instead of a progressive, forward-thinking company. Think about it. How many executives at any company are women? Having the initials “MBA” beside a title can break that barrier between being an employee and being a leader, opening up major career growth opportunities. Plus, the MBA process can teach many critical leadership skills such as negotiations and defending marketplace ideas.

Increase Your Career Opportunities

The “Great Recession” put everyone on guard of what would be coming next. And recent studies suggest that while employers are hiring, wages for mid-level professionals aren’t growing. Having an MBA is an investment in one’s self: it is an expression to an employer that a professional has dedicated themselves to constant education about their trade and understanding what success looks like at a high level. Even if the economy turns negative again, mothers with advanced degrees will have greater opportunities through experience and education. This allows continued career growth and more job opportunities.

Focus on What Matters Most: Family

At the end of the day, family matters most. That’s not a bad thing. Instead of struggling to balance both, many MBA graduates find that they have a greater work-life balance than those who may not. It’s true that MBA positions come with increased responsibility, but these positions come with a certain amount of flexibility as well. This allows working mums to be there for their family when they need, instead of being forced to precariously juggle both family and work. Getting an MBA is not just an investment in one’s self, it’s also an investment in family security and stability that will pay dividends in the years to come. Besides, nobody remembers what happened at work, but they will remember the time spent with family.

No matter what reason a working mum has for pursuing an MBA: career stability, promotion opportunities, or spending more time with family, there is no wrong reason to start an advanced degree today. With online accredited programs becoming more available, the MBA is becoming accessible with a minor time commitment, and is critical to future success across priorities.

Image via Flickr by Brett Farmiloe